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Cashless Surgery Hospital in Bhopal

R.K. Hospital — 34+ Insurance Companies Accepted for Cashless Treatment

34+ InsurersZero Upfront PaymentAyushman BharatSince 1994
Verify Insurance: 0755-4260605View All Insurance Partners

What Is Cashless Surgery & How Does It Work?

Cashless surgery means your health insurance company pays the hospital directly for your treatment. You do not need to pay any money upfront or wait for reimbursement. At R.K. Hospital & Research Centre, Indrapuri, Bhopal, we are empanelled with 34+ insurance companies and TPAs (Third Party Administrators), making us one of the most accessible hospitals for cashless treatment in the Indrapuri and greater Bhopal area.

Since 1994, R.K. Hospital has been committed to making quality healthcare affordable and accessible. Our cashless facility ensures that having health insurance truly works for you when you need it most — during surgery and hospitalization. Our dedicated insurance desk handles all paperwork, pre-authorization, and claim settlement so you can focus entirely on your recovery.

Insurance Companies Accepted at R.K. Hospital

R.K. Hospital accepts cashless claims from the following major insurance companies:

✓Star Health Insurance
✓ICICI Lombard
✓Bajaj Allianz
✓Niva Bupa Health
✓Care Health (Religare)
✓HDFC ERGO
✓Tata AIG
✓SBI General Insurance
✓Aditya Birla Health
✓Go Digit Insurance
✓Reliance General
✓Cholamandalam MS
✓Liberty General
✓Navi General Insurance
✓Future Generali
✓Universal Sompo
✓L&T General (via HDFC ERGO)

TPAs (Third Party Administrators) Accepted

✓Medi Assist TPA
✓FHPL (Family Health Plan)
✓Vidal Health TPA
✓Paramount Health TPA
✓Good Health TPA
✓Safeway / Health Assist TPA
✓Heritage Health TPA
✓Medsave TPA
✓Volo Health (East West Assist)
✓Health India TPA
✓Health Insurance TPA of India
✓Ericson TPA
✓Raksha TPA (via Medi Assist)
✓DHS TPA (via Medi Assist)
✓Medicare TPA (via Medi Assist)

Don't see your insurer listed? Call us at 0755-4260605 to verify. We regularly add new insurance partners.

How Cashless Surgery Works at R.K. Hospital

1. Bring Your Insurance Documents

Carry your health insurance card/policy, TPA card (if applicable), Aadhaar card, and any previous medical records when you visit R.K. Hospital.

2. Visit Our Insurance Help Desk

Our insurance desk verifies your policy, checks coverage for the required procedure, and confirms that cashless facility is available for your plan.

3. Pre-Authorization Submitted

Our team submits a pre-authorization request to your insurance company/TPA with all required medical documents, doctor recommendation, and estimated cost breakdown.

4. Approval & Surgery

Once approved (typically 2-6 hours for planned surgery), your surgery is scheduled. For emergencies, treatment starts immediately while approval is processed.

5. Direct Settlement

After surgery and recovery, the hospital bill is settled directly between R.K. Hospital and your insurance company. You sign the claim form and leave without making any payment (for covered items).

Procedures Covered Under Cashless at R.K. Hospital

✓Hernia Repair (Open & Laparoscopic)
✓Gallbladder Stone Surgery (Cholecystectomy)
✓Appendectomy (Appendix Removal)
✓Piles / Hemorrhoid Surgery
✓Fissure & Fistula Surgery
✓Varicose Vein Surgery
✓Cesarean Section (C-Section)
✓Normal Delivery
✓General Surgical Procedures
✓Emergency Surgery & Treatment
✓ICU Admission & Critical Care
✓Diagnostic Procedures (Endoscopy, etc.)

* Coverage depends on your specific insurance policy terms, sum insured, and waiting periods. Our insurance desk will verify your coverage.

Documents Required for Cashless Treatment

✓Health Insurance Policy Document / Card
✓TPA Card (if applicable)
✓Aadhaar Card or Government Photo ID
✓PAN Card (for high-value claims)
✓Previous Medical Records
✓Doctor Referral Letter (if required)
✓Pre-existing Disease Declaration (if any)
✓Passport-size Photograph

Related Information

All Insurance Partners →Ayushman Bharat Hospital →Surgery & Treatment Costs →Affordable Hernia Surgery →About R.K. Hospital →Contact Us →

Frequently Asked Questions — Cashless Surgery in Bhopal

How many insurance companies does R.K. Hospital accept for cashless treatment?▾
R.K. Hospital accepts 34+ insurance companies and TPAs for cashless treatment. This includes major insurers like Star Health, ICICI Lombard, Bajaj Allianz, Niva Bupa, Care Health, HDFC ERGO, Tata AIG, SBI General, Aditya Birla Health, Go Digit, and leading TPAs like Medi Assist, FHPL, Vidal Health, Paramount Health, and more. We also accept Ayushman Bharat (PMJAY) cards.
What does cashless surgery mean?▾
Cashless surgery means you do not pay any amount upfront for your surgery or hospitalization. Your health insurance company directly settles the hospital bill. You only need to bring your insurance policy documents and ID proof. R.K. Hospital handles the pre-authorization, claim processing, and settlement directly with your insurer. You may only need to pay for items not covered under your policy (if any).
What documents do I need for cashless surgery at R.K. Hospital?▾
For cashless surgery at R.K. Hospital, please bring: (1) Health insurance card or policy document, (2) TPA card (if applicable), (3) Aadhaar Card or government-issued photo ID, (4) Previous medical records and prescriptions, (5) Doctor referral letter (if required by your insurer). Our insurance desk at the hospital will guide you through the process and handle all paperwork.
How long does cashless approval take?▾
Cashless approval typically takes 2-6 hours for planned surgeries at R.K. Hospital. For emergency cases, we initiate treatment immediately while the cashless approval is processed concurrently. Our experienced insurance desk team submits complete documentation to speed up the approval process. Most major insurers like Star Health, ICICI Lombard, and Bajaj Allianz have fast-track approval processes.
Which surgeries are covered under cashless at R.K. Hospital?▾
Most surgeries performed at R.K. Hospital are covered under cashless insurance including hernia repair (open and laparoscopic), gallbladder stone surgery, appendectomy, piles/fissure surgery, varicose vein surgery, cesarean delivery, normal delivery, and other general surgical procedures. Coverage depends on your specific insurance policy. Our insurance desk will verify your coverage before the procedure.
What if my cashless claim is rejected?▾
If a cashless claim is rejected, R.K. Hospital helps you with the reimbursement process. We provide all necessary documentation including detailed discharge summary, itemized bills, investigation reports, and surgery notes that you can submit to your insurance company for reimbursement. Common reasons for rejection include policy exclusions, waiting periods, or incomplete documentation. Our team helps minimize rejection by ensuring complete documentation at the time of submission.

Need Cashless Surgery in Bhopal?

34+ insurance companies accepted at R.K. Hospital

Call now to verify your insurance coverage and book your appointment

Call 0755-4260605

226, C-Sector, Indrapuri, Raisen Road, Bhopal (M.P.) 462022

OPD: Mon-Sat 9 AM - 12 PM, 5:30 PM - 9 PM | Sun 10 AM - 1 PM